 Employment
Welcome to my story, specifically my employment page. This is another page my kids requested
who began showing a strong interest in my past escapades. I decided to go
through all of my old records and transfer the information to this page to give
them a really detailed overview of my employment history and what I went through
over the years working and putting myself through college, working occasionally
for low wages, and often doing work that I totally hated. This is more or less a
page for them to read in order to understand that the road to success is not
always easy. |
 New
Orleans, Louisiana
1976 - I spent about 6 weeks in New Orleans,
Louisiana, an attempt by my family to give me a change of scenery and possibly
put me back on track and get me back into going to school. Quite the opposite
occurred. The total freedom of being able to go out at 16 made me more
independent. During the few weeks, I worked at three different places. There is
no record of this other than from memory but these brief stints of employment
were actually my first experiences in the work force. Much of the trip was spent
going out to bars, especially in the French Quarter. At 16 years old, I was
already able to grow a full beard and looked much older than I was and had no
problem getting into bars where I wasn't even asked for ID. I also spent a lot
of time playing football with a bunch of guys in pickup games at Tulane (pretty
sure) University. More about this group in another post. |
- Grocery Store - I vaguely
remember working for a grocery store for literally a couple of hours before
walking out. I was forced to work with these two very unsophisticated
coworkers who spent the entire couple of hours making fun of my accent (or
lack thereof) and the fact that I was from New York. They talked down to me
the entire time. I walked out and got on a local bus and can remember seeing
them outside of the store looking for me.
- Bowling Alley - Again
another vague image of employment as a bowling machine maintenance worker.
The job entailed turning off the pin setting machine and removing stuck
bowling pins or doing a manual ball return is player's balls (pun intended)
got stuck. I also had to restock the vending machines and remember getting a
pretty bad cut on my hand from some broken glass.
- Jewish Civic Press - This
was a Jewish community newspaper originally based in New Orleans, Louisiana
but appears to also have had headquarters in Houston, Texas. The founder,
Abner L. Tritt, was also my boss. The job was in a very old, cockroach
infested, two story (pretty sure) building in the middle of the city. The
warehouse for the newspaper was on the second floor and I need to use this
very old and unstable open chain elevator to get there. I remember the
elevator getting stuck between floors. I spent the first couple of days
cleaning up the warehouse. The work involved sorting and bundling the
newspapers, which were then sent to different communities in different
states. It took three city buses (about and hour and a half each way) to get
to work, through some of the worst areas of the city in terms of crime. The
newspaper actually showed up on this page
Library of Congress - The Jewish Civic Press.
|
 Record
Theatre
1977 - 1978 - This is the first real place I worked, at
age 17, located at the corner of Main and Lafayette streets in Buffalo. This was
a retail store which sold record albums, cassette and eight track music tapes. I
was working at the customer service desk for awhile dealing with complaints over
the phone. I kind of remember getting pissed off at a customer, not knowing my
manager was standing behind me at the time. I was moved to the back of the
building and dealing with inventory from that point. I also remember being sent
up to a second floor walkway to install some promotional banner or something.
Not knowing about construction at the time, I stepped in between the ceiling
beams and partially went through the ceiling. I was able to catch myself but my
feet were dangling though the ceiling and this was during business hours. I met
and have a picture with the Ramones, who came to the store one day to promote
one of their new albums. I made $3.15 per hour. |
 American
Meteorological Society
1978 - I didn't work for this group but I did
join as a student member. This was actually the first step towards a career I
was fully expecting to pursue. My interest in weather, and all things related
went back to when I was very young. I remember making a Heathkit weather station
when I was maybe 8 years old and installing the mechanism on the garage with a
cable stretching all the way to the second floor of our house and into my
bedroom. I also remember needing to go up on the roof of the garage during a
blizzard in order to brush off snow which had interfered with the mechanism. |
 Tops
Friendly Market
March 1979 - I slightly remember working at this
grocery store (location maybe different than this picture) company for a very
short time. I am pretty sure I was able to get the job because of a friend who
was working their as a manager. I was stocking shelves in the middle of the
night. I made $2.90 per hour. I also worked, according to my tax returns, at a
few other places which are listed below but I cannot remember. The small amount of income for
each suggest I was either hired for a specific project or I did not like the
work. |
- Tax Returns -
1979 - Listed as Unemployed - Wages ~ $235.00
- Residence: 253 Mckinley Avenue, Kenmore, New York 14217
- $184.51 - Tops Grocery Store? - 3640 Delaware Avenue?
- $22.50 - Ryan and Williams - Buffalo, New York
- $16.00 - Kenmore Super Duper - 416 Kenmore Avenue
- $11.60 - J.C. Penny Company Inc.
|
 Sundown
Window Tinting
1980s - I was self-employed, company name Sundown
Window Tinting, sometime during the 1980s doing window tinting of cars and homes
as a way to help pay for college books and tuition. This began as a family
business but quickly turned into my project. I vaguely remember all of us going
up to Los Angeles to a company for training. The same company would then be our
supplier of the window film. I really hated this work and
pretty sure it only lasted for about a year. |
 Food
Handler Card
1980s - When my family moved to California we
were looking for something to do aside from regular employment. Along with the
window tinting business, we thought about running a food truck and selling
snacks and things at local events. We took a class and obtained a food handler
certificate but ended up not following through on this plan. We got really into
recycling though and collected aluminum cans and turned them in for cash, which
at the time, paid really well. |
 Hayman
Technologies (HT) International
1980s - I formed another company called Hayman
Technologies (HT) International. The only product ever produced was an 8
category, 3,000 question computer trivial game called "Trivial Bits" which was
made for the ancient Commodore 64 computers. I wrote the program, which pretty
sure was up to four players, would ask the questions in random order, and keep
track of the scores. I spent $700 for ad space in a nationwide computer magazine
and only sold a few copies of the program and got rid of the company. |
 San
Diego Unified School District
1980 - 1981 - This was actually the first place I
worked (a real job) after moving to San Diego, California. I worked for the San Diego Unified
School District as a school bus driver for disabled kids using one of the half
size buses or bread buses as they were called. The duties included picking up
kids at their homes and driving them to school and to do daily maintenance
checks on the bus. Some of the kids were in almost full body casts (best
recollection) and had to be lifted into the bus. I was at a stop sign after
exiting the bus yard when another bus rear ended my bus. I suffered neck
injuries and required therapy to correct the problem. I decided to leave this
job soon after. I made $5.34 per hour. |
- Tax Returns -
1980 - Listed as NA - Wages ~ $498.00 -
Residence: 3960 Arizona St. #5, San Diego, CA 92104
- $497.54 - San Diego Unified School District - 4100
Normal Street, San Diego, California
|
 San
Diego State University Weather Station
July 1981 - June 1983 - 1981 was the beginning of
my crazy schedule of working at several places while simultaneously going to two
different colleges at the same time. My friends would go to Palm Springs for
Spring Break, while I was working and studying, which lasted until I graduated
college in 1986, eight years after beginning my college education. The
graduation ceremony was the following year during spring of 1987.
I REALLY wanted to work at the S.D.S.U. weather station which was located in the
geography building, now appropriately named Storm Hall. The weather station job
was reserved for graduate students only though. I loved the study of weather
since I was a small child. Anyway, I took the "Introduction to Meteorology"
lecture and lab courses during the spring of 1981 at the college. I would go and
hang out at the weather station almost every day and drive the founder, and head
of the weather station, Dr. Eidemiller, crazy and kept pushing to find a way to
let me work there as an undergraduate student. Then one day he called me during
the Summer of 1981 and said he got permission for me to work there and aaked
when could I come in for training. I said immediately but he said it was okay to
wait until the next day, or something like that. My duties where to observe the
weather. I learned to read all the weather instruments and interpreted data that
was transmitted to the fax machine. The weather station had a roof top
observatory where I measured rainfall and evaporation rates, took maximum and
minimum temperature readings from the instrument shelter, determined cloud type,
and estimated cloud cover. Then over the years I was given many old weather
books and satellite imagery from the weather station. This was probably my
favorite job of all time. I made $3.95 per hour and worked 25 hours per month. |
- Tax Returns -
1981 - Listed as a Weather Observer - Wages ~ $1,521.00
- Residence, Parents: 3960 Arizona St. #5, San Diego, CA 92104
- $607.30 - A-1000 Management Inc. - 240 Jamacha Road, El
Cajon, CA 92021
- $552.87 - S.D.S.U. Weather Station
- $308.40 - United States Postal Service - pretty sure
this was work as a "Christmas Casual" sorting mail and packages for 8-12
hours (due to the usual mandatory overtime) in the main building on Midway
Drive in San Diego
- $51.93 - San Diego Unified School District - 4100 Normal
Street, San Diego, California
|
 A-1
Property Management Company
May 12, 1981 - 1983 - I worked for this company
as a property manager. I managed the building where me and my parents were
living and another building on Arnold Avenue located a couple of streets away. I
collected the rent, did landscaping and minor repairs, and painted and prepared
apartments for new renters, sometimes working during the middle of the night and
for the whole night to get apartments ready for rent the next day. The job
sucked as there were often really crazy tenants with unreasonable requests or
complaints. For example. there were two girls in one of the apartments who would
get me up at 2am to get rid of a cockroach. I made $80 per month and pretty sure
got a rent reduction. |
- Tax Returns -
1982 - Listed as NA - Wages ~ $2,346.00 -
Residence: 3960 Arizona St. #1, San Diego, CA 92104
- $1,149.11 - S.D.S.U. Weather Station
- $797.05 - A-1000 Management Inc. - 240 Jamacha Road, El
Cajon, CA 92021
- $399.77 - United States Postal Service - pretty sure
this was work as a "Christmas Casual" sorting mail and packages for 8-12
hours (due to the usual mandatory overtime) in the main building on Midway
Drive in San Diego
|
 United
States Postal Service
December 11, 1981 - December 14, 1985 - The job
in hell. Working at the post office was really good money, especially for a
college student, but was extremely demanding, required frequent mandatory
overtime (12 hour shifts), and the work was often during the middle of the
night. This worked out great for scheduling college classes but also meant
falling asleep during those same classes for lack of sleep. I actually remember
eating dinner with my family and passing out at the table from lack of sleep. I
was working at four different places and taking classes at two different
colleges at the time. Sometimes I would go out for a couple of drinks with my
coworkers after work, which meant 6 am, and which also meant going to classes
slightly intoxicated.
Temporary work - I began working for the Postal
Service as a temporary employee, usually hired to sort the excess mail during
the holidays (Christmas Casual), primarily during the month of December, which
was also exam finals week at the colleges. I remember taping myself (on a
cassette tape) and including hundreds of properties of minerals to prepare for a
240 question multiple choice final exam in my mineralogy class. I listened to
the tape while sorting mail and packages while other coworkers had the luxury of
listening to music. It was the only way to find the time to study for this
incredibly difficult exam. I also worked as a "temporary" worker. My
duties were to sort mail in a specific order and then put these yellow labels on
each envelope showing the new address were the receiver was now living. The
labels had codes which had to be memorized before you would be allowed use
headphones and listen to music. I was able to quickly learn this but then the
manager said no, everybody had to learn the codes to be fair. I complained again
and the manager finally allowed me to use headphones before the others.
LSM Trainee - I also worked as a Letter Sorting
Machine (LSM) trainee for a few months. This was a full time position where you
sorted mail for a few hours but then were sent to train on the LSM machines
until you reached a certain level of proficiency, and then you would do it full
time. If the Postal Service was the "job in hell", then working as an LSM
trainee was like the job from hell in hell. Nothing could be more boring and
mentally draining than this. LSM operators used 20-key keyboards to type in two
or three numbers from the ZIP code, so the machine could then sort the mail into
one of 277 or more bins representing sections of the country. These operators
sorted mail at rates of 60 letters per minute. Um doing the math, that's one
letter per second. There were some predefined codes that could also be typed in
for companies or agencies that received a high volume of mail. Anyway, a vacuum
would pick up one letter at a time and place it in front of the LSM operator who
had only one second to read the letter and the zip code and send it to the
appropriate bin. The vacuum and the machines were loud. I could pretty much
listed to that sound in my sleep, during that time when I occasionally got
sleep.
Full Time Clerk - I then worked for a smaller
satellite office loading and unloading these huge interstate mail trucks, which
were about the size of moving vans. The mail was loaded into plastic containers
which were then loaded onto these huge metal cages called APCs. which probably
meant All Purposes Carriers. These APCs were on wheels and the drivers of the
huge interstate mail trucks, who were huge themselves, would sling these things
down the trucks ramps and you basically had to catch them....there were pretty
lax OSHA standards back in the day. Then for outgoing mail, you had to push
these monsters up the truck ramp....I am not a huge guy. Anyway, a couple of
workers retired, I think, and they were not replaced. I was doing the work of
three people now, and still trying to get through college. I complained several
times for more help and was ignored. I eventually gave an ultimatum to the
manager to get help or I was leaving. Maybe it was a couple of weeks later but I
walked up to the manager and said I was going to get all of my personal things
out of the locker and leaving. He said it was a Federal job and you could not
leave without given the proper one month notice. I said he was given notice to
get extra help, the notice was ignored, and I was leaving. I got my things and
walked out and the was the end of my career at the postal Service....THANK
GOODNESS. |
- Dates and Income
- 4/27/81 - USPS – clerk carrier exam - 92.30 score
- 8/26/81 - USPS – distribution clerk exam - 100 score
- 12/11/81 - 12/24/81 - USPS - San Diego Main - Temporary
Christmas Casual - $4.76 per hour
- 12/9/82 - 12/24/82 - USPS - San Diego Main - Temporary
Christmas Casual - $4.76 per hour
- 4/30/83 - 7/19/83 - San Diego Main - Mail Sorting, LSM
Trainee (5/16/83 - 6/3/83) - $10.22 per hour
- 10/31/83 - 11/83 - USPS - San Diego Main - Temporary -
$5.00 per hour
- 12/83 - 1/84 - USPS - Satellite Office - Full Time Clerk
- $10.56 per hour
- 6/7/85 - USPS – distribution clerk exam - 100 score
- 12/5/85 - 12/14/85 - USPS - San Diego Main - Temporary
Christmas Casual - $4.76 per hour?
|
|
USPS Testing - A note about the USPS tests. The
tests basically had tow parts, address matching and number sequences. The
address matching is as the name implies, two addresses next to each other and
you needed to determine, quickly, if they were the same or not. The number
sequences were something like four numbers and then blanks for the next two
numbers and then four choices to correctly complete the number sequences. The
test were designed for you not to finish but I was able to finish each time. A
score of 100 did not guarantee you would be called for a job. Preferential
treatment was given to military veterans who were given 10 extra points in
addition to their actual scores. This meant an actual score of 91 turned into
101 and would put them ahead of regular civilians who were taking the tests and
achieving a 100 score. |
|
USPS Security - Due to the high level (their
words) of employee theft, the USPS security was unreal. I worked at the main
office on Midway Drive, which has now been demolished, where the building had
rectangular one way windows installed all across the top of the walls of each
room. The postal inspectors would sit up there and watch to see if employees
were stealing mail, especially around the holidays when people would often send
cash to friends and relatives in the mail. Occasionally they would put a crisp,
undamaged 20 dollar bill on the conveyor belt to test the workers. All of us
would put our hands up in the air and laugh at the postal inspectors obvious
attempt to catch someone in the act of stealing. |
- Tax Returns -
1983 - Listed as Student - Wages ~ $10,074.00
- Residence: 4688 1/2 Altadena Ave., San Diego, CA 92115
- $9,073.54 - United States Postal Service - pretty sure
this was full time work in the main building on Midway Drive in San Diego
- $1,000.00 - S.D.S.U. Weather Station
- $2,052.00 - rental income from 3492/3494 Copley Ave.
which was purchased 1/4/1983
- Tax Returns -
1984 - Listed as Self-Employed - Wages ~ $30,877.00
- Residence: 4688 1/2 Altadena Ave., San Diego, CA 92115
- $29,363.00 - United States Postal Service - TAH income
and the first year to file jointly after getting married
- $1,514.46 - United States Postal Service
- $229.00 - Sundown Window Tinting income - self-employed
- $3,925.00 - rental income from 3492/3494 Copley Ave.
which was purchased 1/4/1983
|
 Century
21 Special Realty
1983 - 1986 - I had written somewhere in my files
that I worked at this place from 1983 - 1986 but my tax returns only show income
for the last two years of work there. I seem to remember getting paid cash from
some of the agents for doing their floor time (answering phones) but really not
sure. This would explain the lack of income on my tax returns. The owner of the company was Steve Medak, who ran a pretty informal
company with mostly older agents. I used to be able to do floor time in short
pants and a tee shirt (no suit) and was allowed to study while waiting for phone
calls. I wasn't really thrilled with selling real estate....too many unknowns
and flaky buyers and sellers. I got into appraising in 1986 and didn't ever go
back to selling real estate again. I received my State of California Department
of Real Estate license certificate on 4/8/83, which was good until 4/7/87.
Interestingly enough, the license number was
#00845849, with 845 being my employee number at Bank of America a few
years later. |
|
4/8/83
4/7/87
|
- Tax Returns -
1985 - Listed as Real Estate - Wages ~ $28,064.00
- Residence: 4688 1/2 Altadena Ave., San Diego, CA 92115
- $Unknown - United States Postal Service - TAH income
unknown
- $294.45 - United States Postal Service
- $2,420.52 - Century 21 Special Realty, probably closed a
couple of escrows
- $229.00 - Sundown Window Tinting income - self-employed
- $3,925.00 - rental income from 3492/3494 Copley Ave.
which was purchased 1/4/1983
|
 Security
Pacific National Bank (SPNB)
June 1986 - 1992 - Aside from working at the
S.D.S.U. weather station, this was the best job I ever had. The company was
fantastic, the coworkers were nice, and the money was really good, not to
mention the flexible hours and the ability to work from home. The bank really
looked after the employees and gave them plenty of perks, such as fully catered
box seats at the baseball games....all the food and drink (alcohol) you could
consume. They bought food for the lunchroom and there were always office and
house parties. |
- Dates and Income
- 6/86 - 2/17/87 - SPNB - San Diego - Intern Appraiser -
$1,833 per month
- 2/17/87 - 1992 - SPNB - San Diego - Appraisal Officer
- 6/1/87 - SPNB - San Diego - Salary to $25,000 not
including overtime
- 8/3/87 - head injury at 11:15 am
- I was appraising a million dollar home in La Jolla. I
was measuring the exterior of the home and needed to duck under numerous
hanging plants with my tape measure in order to measure the entire length of
a wall. I had no idea that on the other side of one of the hanging plants
was an open steel casement window. I came up on the other side of the
hanging plant and the corner of the steel casement window went deep into my
head. It was extremely painful to say the least. I went to the front
entry of the home and the owner opened the entry and freaked out. My hand
was on my head trying to reduce the bleeding but my shirt was already soaked
with blood. The owner didn't know what to do. I said that obviously I was
unable to complete the appraisal and asked for a towel. I covered the gash
on my head and drove home with the air conditioning on full to hopefully
reduce the bleeding. When I got home my roommate saw me and also freaked
out. I drove to my friend who had to put a number of stitches on my head to
close the wound. It was not a fun day.
- 2/2/88 - 3/12/88 - Society of Real Estate Appraisers -
Course 101
- 8/16/88 - SPNB - San Diego - Salary to $27,900 not
including overtime
- 12/2/88 - Society of Real Estate Appraisers - Course 102
Applied Residential Property Evaluation
- 1989 - Society of Real Estate Appraisers - Professional
Practices Seminar
- 10/12/89 - SPNB - San Diego - Salary to $30,700 not
including overtime
- 6/90 - Society of Real Estate Appraisers - 2-4 Unit
Seminar
- 5/91 - Appraisal Institute - Professional Practices A
|
- Tax Returns -
1986 - Listed as Real Estate Appraiser - Wages ~ $37,781.00
- Residence: 4688 Altadena Ave., San Diego, CA 92115
- $26,424.72 - United States Postal Service - TAH income
- $10,058.85 - Security Pacific National Bank
- $1,297.89 - Century 21 Special Realty, probably closed
an escrow
- $4,100.00 - rental income from 3492/3494 Copley Ave.
which was purchased 1/4/1983, sold 4/1/1986 for $46,282?
|
- Tax Returns -
1987 - Listed as Real Estate Appraiser - Wages ~ $34,102.00
- Residence: 4688 Altadena Ave., San Diego, CA 92115
- $33,004.94 - Security Pacific National Bank
- $450.00 - Security Pacific National Bank - no idea why
this income was listed separately
- $646.79 - Peter Schmitt Company, Buffalo, New York - no
idea what this was or why it was on my tax return - possibly TAH income
- $5,012.00 - rental income from 4688 1/2 Altadena Ave.
which was purchased 1/4/1983....date is same as Copley property and does not
make sense
|
- Tax Returns -
1988 - Listed as Real Estate Appraiser - Wages ~ $50,808.00
- Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $50,807.57 - Security Pacific National Bank
- $7,400.00 - rental income from 4688 Altadena Ave.
which was purchased 1/4/1983, sold 1/1990
|
- Tax Returns -
1989 - Listed as Real Estate Appraiser - Wages ~ $66,788.00
- Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $66,787.81 - Security Pacific National Bank
- $12,600 - rental income from Altadena Ave.
which was purchased 1/4/1983 for $89,500
|
- Tax Returns -
1990 - Listed as Real Estate Appraiser - Wages ~ $50,180.00
- Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $50,180.01 - Security Pacific National Bank
- $8,800 - rental income from Altadena Ave.
which was purchased 1/4/1983 for $89,500
|
- Tax Returns -
1991 - Listed as Real Estate Appraiser - Wages ~ $58,052.00
- Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $58,052.16 - Security Pacific National Bank
- $8,400 - rental income from Altadena Ave.
which was purchased 1/4/1983 for $89,500
|
 Bank
of America (BofA)
1992 - February 1, 1993 - I worked there as an
appraisal officer. This company sucked
from the beginning. There was a merger between this bank and SPNB. Really turned
out to be much more of a takeover than a merger, with the implementation of
pretty much all BofA policies. The SPNB appraisal department was split up into
three separate offices, San Diego, El Cajon, and somewhere up in North County.
We were placed in the offices closest to our homes and using whatever criteria
the bank wanted for personnel placement. I got sent to the El Cajon office which
meant no more appraisals of upper end properties in communities like Rancho
Santa Fe or La Jolla. Now it would be nothing but country properties, and worst
of all, lots of mobile home appraisals....BORING. The first day at the new
office, my new boss, Kelly Boruszewski, gave me some paperwork or something and
said you are no longer Howie Hayman, you are number 845. Yup that number stuck
in my head for all these years. Then he asked which desk I wanted and I
replied....The desk located in the corner of the office. I explained that I was
not happy being relocated to that office but I would do my best anyway. In
protest, I would empty the top of my desk of everything everyday after work
before returning home. Within a year I had formed my own company. |
- Tax Returns -
1992 - Listed as Real Estate Appraiser - Wages ~ $47,759.00
- Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $47,759.48 - Bank of America
- $10,900 - rental income from Altadena Ave.
which was purchased 1/4/1983 for $89,500
|
 Greater
San Diego Chamber of Commerce
1993 - This year I began working for the Greater
San Diego Chamber of Commerce. I worked as a real estate market researcher and
analyzed market trends in different San Diego County neighborhoods. I did not
receive income for my work but I was able to list my company which provided
excellent exposure to the various banks and financial institutions who used
these reports to make loan decisions. |
 Mabuhay
Times
1996 - 1997 - I wrote a real estate article for
the Mabuhay Times which was a popular Asian newspaper in San Diego, California.
I did not receive income for writing but I was able to list my company and was
often invited to political events which resulted in more exposure for my
company. |
 Paramount
Appraisals
9/1992 - 1999 - After about a year working for
BofA I began forming Paramount Appraisals (obviously the graphic was not the
company logo) due to my dissatisfaction working for the bank. The BofA
management found out about it and sent upper management from Los Angeles to give
me an ultimatum. I was a really good worker and they wanted me to stay and gave
me the choice of continuing with the bank or continuing with my own appraisal
business. I voiced all my complaints about working for the bank and then packed
up all my things and walked out for good. I actually ended up with partners in
my company including my manager Kelly Boruszewski and Allen Scheinok, a coworker
from the same office. It turned out that Kelly and Allen had differing business
styles and goals and both wanted a nice office in Mission Valley in order to
entertain clients. We were working out of my garage and I thought the huge
expense of an inner city office was unnecessary since there rarely was need to
meet clients. The differences in business styles eventually led to us parting
ways. I continued on with Paramount Appraisals, Kelly went on to become an
attorney, and Allen supposedly made millions developing some type of sunscreen.
I made no money at the beginning (actually none until 1993) and was wondering
how I was going to make the mortgage payments on all of my properties. I would
be on the phone every day, for the whole day, asking banks if they needed an
independent real estate appraiser. The answer was always no, call back again in
a month. I kept a record of every bank, financial institution and mortgage
company I called in would call back again in a month until they decided to use
my services. Finally a bank called Western Financial Savings gave me a chance,
and before I knew it, I was inundated with appraisal work. The word spread in
the banking community about the quality of my work and I soon began doing
appraisals for The Bank of California and several other banks and mortgage
companies. I made almost $70,000 in my first year in business. I eventually
decided to transfer some federal appraisal forms, which needed to be
handwritten, to Microsoft Word, due to my awful handwriting and to save time in
filling out the long and tedious forms. The banks said the Feds would most
likely not accept the forms but I tried anyway. The forms were accepted and this
brought even more attention to my company. Then in 1997, a representative from
the Boston Company, an exclusive investment bank, came to my home (office) to
meet me. The meeting went fantastic and I was soon getting up to $3,000 per
appraisal to appraise multimillion dollar properties in places like La Jolla. |
- Total appraisals completed over
the years
- 1986 - 149 appraisals for Security Pacific National Bank
- 1987 - 320 appraisals for Security Pacific National Bank
- 1988 - 497 appraisals for Security Pacific National Bank
- 1989 - 631 appraisals for Security Pacific National Bank
- 1990 - 467 appraisals for Security Pacific National Bank
- 1991 - 435 appraisals for Security Pacific National Bank
- 1992 - 241 appraisals for Bank of America
- 1993 - 217 appraisals for Bank of America and Paramount
Appraisals
- 1994 - 113 appraisals for Paramount Appraisals
- 1995 - 44 appraisals for Paramount Appraisals
- This year the federal reserve increased the prime
interest rate and the real estate market slowed to a crawl. Nobody was
buying, selling, or refinancing. I was going hiking up Cowles Mountain in
Mission Trails Regional Park in San Diego, California almost every day and
hanging out with my girlfriend.
- 1996 - 69 appraisals for Paramount Appraisals
- 1997 - 166 appraisals for Paramount Appraisals
- 1998 - no record
- Really not sure when but one night the side of my garage
caught fire. Pretty sure it was because of still burning barbeque ash which
was dumped into the compost pile on the side of the garage. During the
middle of the night there was an orange glow outside our bedroom. We went
out to find the side of the garage on fire. It took a couple hours to put
the fire out. My appraisal files were stored on that side of the garage and
most of them were destroyed. Pretty sure this is the reason for the lack of
information for 1998 and 1999.
- 1999 - no record
- 2000 - I was no longer appraising real estate.
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- Tax Returns -
1993 - Listed as Real Estate Appraiser -
Wages ~ $67,989.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $5,213.88 - Bank of America
- $52,850.00 - Paramount Appraisals - R
- $36,750.00 - Western Financial Savings
- $12,475.00 - The Bank of California
- $2,300.00 - American Security
- $800.00 - Home Federal Bank, National Home Mortgage
Corporation
- $325.00 - Pacific Commerce
- $9,925.00 - Paramount Appraisals - NR
- $8,375.00 - Intercontinental
- $1,000.00 - Precision Mortgage
- $275.00 - Fidelity Mortgage
- $275.00 - A Plus Capital Mortgage
- $200.00 - American Security
- $14,400 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500
- $2,727 - Martha Kintol (ex girlfriend) paid for
administrative services
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- Tax Returns -
1994 - Listed as Real Estate Appraiser -
Wages ~ $40,469.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $219.00 - C.A.P.S. - Acting
- $40,250.00 - Paramount Appraisals - R
- $22,750.00 - Union Bank of California - R
- $13,575.00 - Western Financial Savings - R
- $1,525.00 - Home Federal Bank, National Home Mortgage
Corporation - R
- $1,625.00 - Intercontinental - NR
- $575.00 - Pacific Commerce - NR
- $200.00 - Bayview Federal - NR
- $14,400 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500
- $2,552 - Martha Kintol (ex girlfriend) paid for
administrative services
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- Tax Returns -
1995 - Listed as Real Estate Appraiser -
Wages ~ $9,520.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $545.03 - C.A.P.S. - Acting
- $8,975.00 - Paramount Appraisals - R
- $6,200.00 - Western Financial Savings - R
- $800.00 - Union Bank of California - R
- $675.00 - Home Federal Bank, National Home Mortgage
Corporation
- $725.00 - International Savings Bank - NR
- $550.00 - Metrobank - NR
- $25.00 - San Diego National Bank - NR
- $8,800 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500
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- Tax Returns -
1996 - Listed as Real Estate Appraiser -
Wages ~ $21,580.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $21,580.00 - Paramount Appraisals - R
- $9,800 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500
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- Tax Returns -
1997 - Listed as Real Estate Appraiser -
Wages ~ $40,275.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $40,275.00 - Paramount Appraisals - R
- $29,275.00 - Union Bank of California - R
- $6,000.00 - Boston Company - R
- $1,750.00 - Western Financial Savings - R
- $1,650.00 - Comerica Bank
- $900.00 - CTX Mortgage Company
- $400.00 - San Diego National Bank
- $175.00 - GMAC Mortgage
- $125.00 - Grand Property Services
- $10,400 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500
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- Tax Returns -
1998 - Listed as Real Estate Appraiser -
Wages ~ $63,625.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $63,625.00 - Paramount Appraisals - R
- $39,050.00 - Union Bank of California - R
- $14,150.00 - Boston Company - R
- 9,825.00 - First Republic Bank
- $600.00 - Comerica Bank
- $3,600 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500, sold for $155,000
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- Tax Returns -
1999 - Listed as Real Estate Appraiser -
Wages ~ $10,825.00 - Residence: 6931 Ballinger Ave., San Diego, CA 92119
- $10,825.00 - Paramount Appraisals - R
- $6,725.00 - Union Bank of California - R
- 4,150.00 - First Republic Bank
- $3,600 - rental income from Altadena Ave. which was
purchased 1/4/1983 for $89,500, sold for $155,000
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